Business loans for small business — Charleston, SC

Last updated: September 24, 2026

What affects the price

When you apply for a loan, lenders look at a few main things to determine your rate. Your credit history and how long you have been in business act as the foundation. The purpose of the funds and the current strength of your cash flow also play a major role in the terms you receive. Generally, interest rates for these types of financing typically fall between 7% and 25% depending on your specific profile and collateral options. Every business has a unique situation, so we review your details to find the best fit for your needs. Exact pricing confirmed free on the call.

About this service

Small business loans provide a lump sum of capital to help established companies grow or maintain stability. Whether you are looking to renovate your storefront, buy new machinery, or hire more employees, these loans offer the support needed to expand. Your total cost is influenced by your repayment term and the size of the loan. Typically, rates start around 7% to 18%. Exact pricing confirmed free on the call.

Frequently asked in Charleston

Also serving nearby: Mount Pleasant · North Charleston · Savannah · Columbia · Wilmington

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More on this: SBA lender match — matching with approved lenders.

Service area details

Serving all of Charleston — population 155,369; about 1,350 residents per square mile across 115.1 sq mi. ZIP codes covered include 29401, 29402, 29403, 29406, 29407, 29409, 29412, 29413.

Neighborhoods served in Charleston: Historic District, Mount Pleasant, West Ashley, North Charleston, James Island, Daniel Island — and every surrounding area.